Interest Rates
Listed below are the current interest rates for our on-sale and off-sale bank accounts. All of our accounts, excluding fixed term deposits, are subject to variable rates of interest.
For Term Deposit rates available to SIPP/SSAS deposits, please see 'Term Deposit Account (Personal)'.
12 month Term Deposits are also available in Euro and US Dollar currency options. If you require rates for these currency deposits please contact us on +1 (202) 858-7485 . Calls may be recorded or monitored.
Should you require information and rates for offshore bonds, please contact us on +1 (202) 858-7485 .
Please select an account from the drop-down menu below
Daily Term Deposit rates are not published until after 9am. Please scroll down to the bottom of the page to ensure you are looking at today's rates. For Term Deposit requirements above the limits in the table below please call us on 0500 009 462.
|
Term Deposit Account (Non-Personal)
(£
GBP
) - Interest Rates (% p.a.)
|
|
Balance
|
Gross % p.a.*
|
AER%**
|
|
|
£2,000,000 +
(the maximum deposit is £25,000,000)
|
0.50
|
0.50
|
|
£1,000,000 +
|
0.50
|
0.50
|
|
£500,000 +
|
0.50
|
0.50
|
|
£250,000 +
|
0.50
|
0.50
|
|
£50,000 +
|
0.50
|
0.50
|
|
|
£2,000,000 +
(the maximum deposit is £25,000,000)
|
0.60
|
0.60
|
|
£1,000,000 +
|
0.60
|
0.60
|
|
£500,000 +
|
0.60
|
0.60
|
|
£250,000 +
|
0.60
|
0.60
|
|
£50,000 +
|
0.60
|
0.60
|
|
|
£2,000,000 +
(the maximum deposit is £25,000,000)
|
0.70
|
0.70
|
|
£1,000,000 +
|
0.70
|
0.70
|
|
£500,000 +
|
0.70
|
0.70
|
|
£250,000 +
|
0.70
|
0.70
|
|
£50,000 +
|
0.70
|
0.70
|
|
|
£2,000,000 +
(the maximum deposit is £25,000,000)
|
0.90
|
0.90
|
|
£1,000,000 +
|
0.90
|
0.90
|
|
£500,000 +
|
0.90
|
0.90
|
|
£250,000 +
|
0.90
|
0.90
|
|
£50,000 +
|
0.90
|
0.90
|
|
|
£2,000,000 +
(the maximum deposit is £25,000,000)
|
1.15
|
1.14
|
|
£1,000,000 +
|
1.15
|
1.14
|
|
£500,000 +
|
1.15
|
1.14
|
|
£250,000 +
|
1.15
|
1.14
|
|
£50,000 +
|
1.15
|
1.14
|
|
|
£2,000,000 +
(the maximum deposit is £25,000,000)
|
1.55
|
1.53
|
|
£1,000,000 +
|
1.55
|
1.53
|
|
£500,000 +
|
1.55
|
1.53
|
|
£250,000 +
|
1.55
|
1.53
|
|
£50,000 +
|
1.55
|
1.53
|
|
Current rates effective from
28 August 2024
Minimum deposit of £50,000.
Interest rates are fixed on the day of deposit for the entire term of the deposit.
Interest rates will be calculated daily and will be credited net on maturity (some exceptions apply).
These interest rates are not available on deposits from financial institutions, local authorities or plcs.
Please see the Term Deposit Account product page and associated fact sheet for more information.
|
*The Gross rate is the interest rate we pay before Income tax is taken off.
**AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.
- Excludes treasury deposits from financial or insurance entities.
- Interest will be paid gross to eligible non-taxpayers who register with us. Otherwise, it will be paid net of 20% deducted at source.
- Gross interest without deduction of tax is normally available to companies, charities, clubs, pensions and other accounts classified as "non relevant deposits" under the Income and Corporation Tax Act 1988.
- Please note that, if you have a Professional Adviser they may receive commission from Access Capitol Bank in respect of your Account.