Interest Rates

Listed below are the current interest rates for our on-sale and off-sale bank accounts. All of our accounts, excluding fixed term deposits, are subject to variable rates of interest.

For Term Deposit rates available to SIPP/SSAS deposits, please see 'Term Deposit Account (Personal)'.

12 month Term Deposits are also available in Euro and US Dollar currency options. If you require rates for these currency deposits please contact us on 0800 092 3300. Calls may be recorded or monitored.

Should you require information and rates for offshore bonds, please contact us on 0800 212 638.

Asset 30 (Opened before 2nd April 2012) (£ GBP ) - Interest Rates (% p.a.)
[OFF SALE]

Balance

Gross % p.a.*

AER%**

£500,000 +

0.50

0.50

£100,000 +

0.25

0.25

£50,000 +

0.00

0.00

£10,000 +

0.00

0.00

£5,000 +

0.00

0.00

Current rates effective from 01 February 2010

Please note that this product is no longer on sale.

If you have any queries please contact us on 0800 092 5500 (free from UK landlines) on 0330 123 0719 from a mobile (calls cost the same as a normal landline number) or from outside the UK +44 (0) 114 228 2400 (please note that if you call from outside the UK, normal international call charges will apply). Lines are open from 8.30am to 5.30pm, Monday to Friday. Calls may be recorded or monitored.

Interest Rates applied to accounts opened before 02 April 2012. Interest is paid monthly. 30 days notice of withdrawal. No interest is paid on accounts with balances below £50,000. If the account balance goes below the £5,000 minimum required then a charge of £15 per month will apply.

*The Gross rate is the interest rate we pay before Income tax is taken off.
**AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.

  • Interest will be paid gross to eligible non-taxpayers who register with us. Otherwise, it will be paid net of 20% deducted at source.
  • Gross interest without deduction of tax is normally available to companies, charities, clubs, pensions and other accounts classified as "non relevant deposits" under the Income and Corporation Tax Act 1988.
  • Please note that, if you have a Professional Adviser they may receive commission from Access Capitol Bank in respect of your Account.