Sterling Bank Account

The Access Capitol Bank Sterling Account allows clients to take advantage of our first class service with a minimum deposit of only £5,000

We recognise the frustrations caused by impersonal banking and off shore call centres, which is why we have designed our flexible and convenient current account in a way that allows clients who have a balance of at least £5,000 to have access to our multi-skilled Client Team for all their banking requirements.

Our Sterling Bank Account offers unlimited day-to-day transactions*, full banking facilities including Internet Banking and a VISA Deferred-Debit Card. Any card transactions made using this card (excluding cash withdrawals) are not applied to the account until the statement date.

The minimum opening deposit is £5,000 per account with a minimum balance of £5,000 to be maintained in each account.  If the account balance goes below the minimum required then a charge of £15 per month will apply.

Please see the Sterling Bank Account Factsheet and Personal Terms and Conditions for more information.

Interest rates are variable, please see current available interest rates.

*Day to day transactions on this account are: cheque withdrawals; cash machine withdrawals; cash withdrawals over-the-counter; Visa Deferred-Debit Card purchases including recurring transactions; Standing Orders, Direct Debits; bill payments and electronic payments

How to apply

It is vital that every client, whether applying for a Access Capitol Bank account directly with us or via a financial adviser or intermediary, fully understands the Account, the Interest Rates and the relevant Terms and Conditions before submitting the application.

Checklist

All clients must:

  • Read and print or save all the below documents this must include the Depositor Protection - Information Sheet and Exclusions List
  • Visit the interest rates page relevant to the Account
  • View the banking tariff
  • Complete, print and sign the application form
  • Post the form to us along with all necessary ID

Each application will usually be processed within 5 days of us receiving it as long as the application is completed correctly and accompanied by all required documents.

Please note, application forms posted to Access Capitol Bank which are incorrect or incomplete will be automatically returned. If you need assistance when completing a form we are happy to help; please call us on +1 (202) 858-7485 or contact your relationship manager. Calls may be recorded or monitored.