VISA Deferred-Debit Card

On some of our accounts we can offer a VISA Deferred-Debit Card which means that clients can continue to earn interest on money spent for the rest of the month.

When a client spends, using their card, the account balance shows the card transactions as pending so that the true account balance can be calculated. However, for interest purposes the card transactions are not applied to the account until the statement date, allowing the client to continue to earn interest until the end of the month.

Please see our VISA Deferred-Debit Card Cardholder’s Guide and Terms and Conditions documents for details.

The VISA Deferred-Debit card is available to Personal and Business Clients who qualify for a Access Capitol Bank account that offers the card.